(626) 307-4588 Rosemead, CA

Adult Day Care Insurance - Comprehensive Coverage for Your Facility

Adult Day Care Insurance

Adult Day Care Insurance Coverage and Benefits

As life expectancy continues to rise, the demand for adult day care services has grown significantly. These facilities provide essential care and social interaction for seniors who may no longer be able to manage independently. At the same time, they offer caregivers much-needed respite, knowing their loved ones are in a safe and nurturing environment. However, running an adult day care facility comes with its own set of risks and responsibilities, making comprehensive insurance coverage a necessity.

Why Adult Day Care Insurance is Essential

Adult day care centers are unique in their operations, offering a blend of medical and social services. This combination of services exposes facilities to various risks, including liability claims, property damage, and even employee-related issues. Having the right insurance policy ensures that your facility is protected against unforeseen events, allowing you to focus on providing quality care to your clients.

Key Coverage Options

At Kim Luu Insurance Services, Inc., we understand the specific needs of adult day care facilities. Our insurance policies are designed to provide comprehensive protection, including:

General Liability

  • Primary limits up to $3,000,000 occurrence/aggregate
  • Medical payments coverage - $5,000 limit
  • Additional interests

Property Coverage

  • Basic, Broad, or Special Form
  • Replacement cost or actual cash value
  • Coverage for building, contents, and business income
  • Equipment breakdown and accounts receivable
  • Bailee’s customers and computer equipment
  • Outside signs and valuable papers

Crime Coverage

  • Inside the premises - theft of money and securities
  • Outside the premises

Additional Coverage Options

  • Professional liability
  • Workers’ compensation
  • Employment practices liability
  • Cyber liability

Benefits of Choosing Kim Luu Insurance Services, Inc.

When you choose Kim Luu Insurance Services, Inc. for your adult day care insurance needs, you gain access to a team of experts dedicated to helping you find the right coverage. Our goal is to protect your assets and provide peace of mind, so you can focus on what matters most—caring for your clients.

We offer flexible payment options, competitive rates, and personalized service to ensure your policy fits your unique needs. Whether you’re a small facility or a larger operation, we have the expertise to guide you through the insurance process.

Get Started Today

Don’t leave your facility unprotected. Contact Kim Luu Insurance Services, Inc. today at 626-307-4588 to discuss your insurance needs. Our team is here to help you navigate the complexities of adult day care insurance and find a policy that works for you.

Ready to take the next step? Fill out our online quote request form or give us a call. Let us help you secure the coverage you need to protect your facility and provide peace of mind for you and your clients.